Not every vehicle is driven year-round. Whether it’s a seasonal car, a recreational vehicle, or a work truck on downtime, you don’t need to pay for full auto insurance while it’s parked. That’s where Storage (Laid Up) Coverage comes in. ⚡ What It CoversStorage coverage protects your vehicle while it’s not being driven. It typically includes: Because the vehicle isn’t […]
🚨 Rising Waters, Rising Risks: Why Sewer Backup Coverage Matters More Than Ever in Canada 🇨🇦 As climate change fuels more extreme weather across the country, flooding and sewer backups are becoming an all-too-common threat to Canadian homes. From sudden downpours to aging infrastructure, new risks are emerging—many of which aren’t fully covered by standard home insurance policies. 💧 Sewer […]
In Canada, chipped or cracked windshields are among the most common auto insurance claims. Whether caused by a stray rock on the highway or sudden temperature changes, knowing when a repair is possible versus when replacement is required can save both time and money. ⚡ When a Repair Works Repairs are usually quicker, more affordable, and in some cases can […]
As more Canadians make the switch to electric vehicles (EVs), understanding how insurance factors in is more important than ever. No matter which trusted brand you drive, EV ownership brings unique risks—and rewards. 📊 EV Adoption Is Accelerating in Canada Federal and provincial incentives, along with growing environmental awareness, are fueling a nationwide surge in EV sales. But insuring an […]
As more Canadians switch to electric and hybrid vehicles (EVs/HEVs), it’s important to understand how insurance applies to this growing segment of drivers. While many aspects are similar to insuring a traditional vehicle, there are unique factors that can affect both premiums and coverage. 🔑 Key Insurance Considerations 💡 Potential Discounts 📌 Why It MattersIn provinces like British Columbia, where […]
🛡️ Protecting Your Identity in a Digital-First World In today’s connected world, identity theft is one of the fastest-growing crimes—and it’s no longer just about stolen credit card numbers. The consequences can be severe: financial loss, emotional strain, and years spent restoring your identity. But here’s what many Canadian homeowners don’t realize:➡️ You can add identity theft protection to your […]
Not every home fits the “standard” mold. Across Canada, many families live in mobile or manufactured homes, while others enjoy the rustic beauty of log homes. These unique properties require coverage through specialty insurance markets, since traditional homeowners’ policies often don’t apply—or include restrictive exclusions. ⚡ Mobile & Manufactured Homes 🌲 Log Homes 📌 Why Specialty Markets Matter Mainstream insurers […]
When we think about home insurance, most of us picture protection against fire, theft, or water damage. But one of the most crucial—and often overlooked—aspects is personal liability coverage. This protection steps in when someone else is injured or their property is damaged because of something connected to your home or lifestyle. ⚡ Common “Attractive Nuisances” to Watch • Dogs […]
Getting a Learner’s (L) or Novice (N) licence in British Columbia is an exciting milestone. But it also comes with insurance considerations that every new driver—and their family—should understand. ⚡ Higher Risk = Higher PremiumsNew drivers are statistically more likely to be involved in collisions. As a result, insurers, including ICBC, apply higher premiums during the L and N stages […]
🏘️ Hosting in Canada? Let’s Talk Short-Term Rental Insurance 🇨🇦🔐 • With the rise of platforms like Airbnb and VRBO, short-term rentals have become a popular income stream across Canada—from condos in Toronto to cabins in the Rockies. But while bookings may be booming, many hosts are underinsured and unaware of the gaps in traditional home policies. • 🛑 Did […]
Term-Life Insurance
Disability Insurance
Mortgage Insurance
SuperVisa Insurance
Critical Illness Insurance
Registered Education Savings Plan – RESP
Registered Retirement Savings Plan – RRSP
Tax Free Savings Account – TFSA
Auto Insurance , Home Insurance, SuperVisa Insurance, Business Insurance, Commercial General Liability CGL, Day Care Insurance, Child Care Insurance, Truck Insurance, Transportation Insurance, Restaurant Insurance, Contractor Insurance, HVAC Insurance, Construction Insurance,
