Can I buy Insurance on the behalf of my friend?

In Ontario, generally, you cannot directly purchase insurance on behalf of someone else without their involvement or consent. Insurance contracts require the named insured to have an insurable interest in the property or risk being insured. Insurable interest typically means that the person named in the policy stands to suffer a financial loss if the insured event occurs. If you […]

List of Documents Required for Insurance

Documents Required for Automobile (Car) Insurance Photo of Driver’s License   Ownership of the vehicle  Driver’s training certificate (if any) Photo of winter tires VOID Cheque for monthly payment deductions  Credit or Debit Card Details (if down-payment is required) Documents Required for Home Insurance Photo of Driver’s License  or any other ID Proof of all the owners Name and address of […]

Contact Information of Insurance Companies

Aviva Aviva Billing Department 1-800-360-5009 Ext 1 for Auto & Property and Ext 2 for Commercial Insurance If you are having issues with Aviva Journey app, Please call on 1-888-827-7477 CAA Insurance CAA Insurance Billing Department 1-855-474-5843, Opt 1 then Opt 4 Coachman Insurance Company Coachman Billing Department 1-877-844-8460 ext 3375. Email ID Echelon Insurance Echelon Billing Department […]

One of the biggest personal injury claims in the history of Insurance

Personal injury claims can vary significantly based on the circumstances, severity of injuries, and legal outcomes. Additionally, details of settlements or court awards are often subject to confidentiality agreements. One notable case involved a significant personal injury claim in Ontario, known as the “Culligan v. Coffey” case. In 2018, the Ontario Superior Court of Justice awarded a record-breaking $18.4 million […]

One of the biggest claims in the history of Insurance

Determining the single biggest claim in the history of insurance can be challenging as it depends on various factors, including the type of insurance, the nature of the claim, and the currency used for valuation. Large insurance claims often arise from catastrophic events, natural disasters, or major industrial accidents. One notable example is the September 11, 2001, terrorist attacks in […]

List of Car Manufactures

There are numerous car manufacturers around the world, ranging from well-established global brands to smaller, regional companies. Please note that the automotive industry is dynamic, and new manufacturers may emerge while others may undergo changes. Here is a list of some major car manufacturers: Toyota Volkswagen Group (includes brands like Volkswagen, Audi, Porsche, etc.) General Motors (includes brands like Chevrolet, […]

What is Third Party Automobile Insurance?

Third-party automobile insurance refers to a type of insurance coverage that protects the policyholder (first party) against claims made by a third party, typically someone who is not the policyholder or the insurance company. In the context of auto insurance, there are usually three main parties involved: First Party (Policy Holder): This is the person who purchases the insurance and […]

Better to install Winter Tires and be a Winner !!!

Improved traction in cold conditions: Winter tires are specifically designed to perform well in cold temperatures, providing better traction on snow and ice. The rubber compounds used in winter tires remain flexible in freezing temperatures, ensuring a better grip on slippery surfaces. Enhanced Snow and Ice Performance: The tread patterns of winter tires are designed with deep grooves and sipes […]