Exploring Canada by road—whether in a recreational vehicle, towing a camping trailer, or hauling equipment—is a dream for many. But before you hit the highway, make sure your insurance coverage travels with you. In many cases, that means adding the right endorsements to your auto or property policy.

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⚡ Why Endorsements Matter

• Trailers & Campers 🏕️: In Canada, liability for trailers is usually tied to the towing vehicle’s policy. However, damage, theft, or loss of the trailer itself often requires a specific endorsement.
• RVs 🚍: Because they serve as both vehicle and home, RVs need tailored protection covering liability, contents, and physical damage.
• Contents Coverage 🎒: Personal items such as camping gear, electronics, and sporting equipment may not be fully insured without additional coverage.

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📌 Common Endorsements

• Physical Damage Coverage: Protects your trailer or RV against collision, fire, theft, and more.
• Emergency Expense Coverage: Helps cover costs like hotel stays or alternate transportation if your RV or trailer becomes unusable while on the road.
• Vacation Liability: Extends liability protection when your RV is parked and being used as a residence.

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✅ The Takeaway

Standard auto insurance may not provide complete protection for your trailer, RV, or camper. Adding the right endorsements helps safeguard your investment—and ensures your adventures are worry-free.

👉 Planning a road trip this season? Now is the perfect time to review your coverage.

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