Whether you operate a business from the comfort of your home, manage a large corporation, or fall somewhere in between, Harpreet Singh commercial insurance specialists collaborates with you and our extensive network of over 50 insurers. Together, we strive to identify and secure the optimal coverage tailored to meet your distinctive needs in Ontario.
Depending on the nature of your business, numerous coverage options are available. Here are some fundamental choices:
Business contents insurance- Coverage is available for inventory, furniture, computers, supplies, and any other items stored on your business premises, safeguarding them against damage and theft.
Business Interruption Insurance- Can offer financial support while you rebuild or recover from a break-in, fire, weather damage, or any insured event that impacts your revenues.
Commercial Auto Insurance- Insurance designed for your company vehicles, extending coverage to the business use of personal cars as well. Fleet policies are an option for companies with five or more vehicles.
General Liability Insurance CGL- Insurance protection in the event of a lawsuit against the business for property damage or injuries to non-employees. Covers court awards, settlements, and legal fees.
Commercial Property Insurance- Protection for your business property and any owned structures in the event of damage caused by fire, flood, lightning, or vandalism.
Cyber Insurance – All businesses are susceptible to cyber threats, including hackers, malware, data breaches, and other electronic mishaps. Cyber coverage aids in the recovery of your business in such situations.
Group benefits – In the fiercely competitive talent market, having an appealing employee benefits program, which includes a drug plan, can distinguish your organization.
Key Person Insurance -Life and disability coverage ensure the continuity of a company in the event that an owner or another key contributor is unable to manage the business.
Product liability Insurance- Provides protection against product defects and incorrect labeling that result in injuries or property damage. This coverage encompasses court-awarded damages, legal fees, and additional expenses.
Professional liability insurance- If you work as a consultant, doctor, counselor, or operate a business offering advice to clients, there is coverage available for errors or negligence.
