🧑🏫💼 Workers’ Compensation in Daycares: Are You Compliant?
If you operate a daycare or early learning centre in Canada, having the proper Workers’ Compensation coverage isn’t just a wise choice—it’s often a legal requirement. ⚖️
Whether you’re running a centre-based program or a licensed home daycare, your staff encounter daily physical, emotional, and health-related risks. From lifting toddlers to dealing with slippery floors, workplace injuries are a real possibility. 🚑🩹
🔍 What You Need to Know:
✅ In most provinces, daycares must register with their provincial workers’ compensation authority (WCB/WSIB/WorkSafe)
✅ Coverage protects both employees and employers when injuries occur.
✅ It may include:
- Wage replacement. 🧾
- Medical expenses. 🏥
- Rehabilitation and return-to-work support. 💪
- Legal protection in the event of a claim. 🛡️
📍 Don’t assume you’re exempt. Even small or privately operated childcare programs may be required to register, depending on your province and the size of your team.
📌 Next Steps:
📂 Confirm the requirements with your provincial WCB/WSIB.
👥 Ensure all staff are accurately classified.
📝 Stay on top of payroll reporting and remittances.
🔁 Review your coverage annually—or sooner if your staffing changes.
Your staff are the heart of your program ❤️—and protecting them protects everything you stand for.
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