
🚨🧳 Visitor to Canada Insurance Pitfalls: What You Don’t Know Can Cost You! 🇨🇦
Welcoming family, friends, or international guests to Canada? Whether for a Super Visa, tourism, or an extended stay, emergency medical insurance is essential. 🛡️
But here’s the catch… 👇
Too many visitors fall into common insurance traps that lead to denied claims or costly surprises. 💸
⚠️ Top Pitfalls to Avoid
❌ Purchasing a policy that isn’t IRCC-compliant (Super Visa requires at least one year of coverage with a $100K minimum).
❌ Failing to declare pre-existing conditions—even minor ones.
❌ Choosing the cheapest plan without reviewing exclusions.
❌ Assuming coverage includes routine or follow-up care.
❌ Letting the policy lapse during the stay.
❌ Overlooking stability period requirements for medical conditions.
💡 Pro Tips for a Smoother Experience
✅ Work with a Canadian insurer familiar with immigration requirements.
✅ Read the fine print—especially regarding pre-existing conditions.
✅ Keep proof of insurance accessible at all times.
✅ Ask questions before you buy, not after you file a claim.
📣 Final Thought
Whether you’re sponsoring a parent on a Super Visa or hosting loved ones from abroad, the right insurance means peace of mind. ❤️
Let’s make sure your visitors are truly protected while in Canada. 🇨🇦💬
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