🌍 Pollution Liability for Contractors & Environmental Exposures 🏗️🇨🇦
For many Canadian contractors, the biggest risks aren’t just tied to schedules and budgets—they’re tied to the environmental impact of their work. Whether you’re involved in construction, remediation, or even routine contracting, pollution-related incidents can lead to costly legal, financial, and reputational consequences. That’s where Pollution Liability Insurance becomes essential.
⚡ What It Covers
- Third-Party Bodily Injury & Property Damage ⚖️: Protection if pollution from your operations harms people or damages property.
- Clean-Up Costs 🧹: Coverage for the expense of remediating contaminated soil, groundwater, or air.
- Legal Defence 💼: Assistance with legal fees and settlements related to environmental claims.
- Completed Operations Risk 🏗️: Coverage for pollution issues that emerge after a project is finished.
📌 Example Scenarios
- Fuel spills from equipment seep into surrounding soil.
- Dust, mold, or asbestos exposure during renovations causes health complaints.
- Runoff from a job site contaminates a nearby water source.
❌ What It Doesn’t Cover
- Intentional non-compliance with environmental regulations 🚫
- Known pre-existing contamination
- Normal wear and tear
✅ Why It Matters in Canada
With stricter environmental regulations and growing public awareness, contractors across BC and the rest of Canada face increasing pressure to manage environmental risk responsibly. A single pollution incident could result in hefty fines, cleanup costs, and lasting reputational harm.
Pollution Liability Insurance ensures your business is protected—so you can focus on building projects, not fighting claims.
👉 Have you reviewed your environmental coverage lately?
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