🦠👶 Pandemic-Related Liability Claims: What Canadian Daycares Should Know.
The pandemic brought more than just masks and hand sanitizer—it introduced a wave of new risks for childcare providers. While you were focused on keeping children safe and supporting families, emerging liability concerns quietly began to surface.
⚠️ Top Claims Seen Across Canada
🚨 Alleged COVID-19 exposure at daycare.
📉 Failure to enforce or communicate health protocols.
🔁 Service disruptions causing emotional distress or financial hardship.
📞 Miscommunication around closures or safety procedures.
💡 Here’s the Catch
Many standard Commercial General Liability (CGL) policies contain exclusions for viruses or communicable diseases. If you haven’t reviewed your policy recently, now is the time to take a closer look. 👀🧾
🛡️ Protect Your Centre by:
📋 Keeping detailed records of all safety protocols.
📣 Communicating regularly and transparently with families.
🧑⚕️ Following current public health guidance.
🔍 Reviewing your liability insurance with a qualified broker.
💬 In today’s post-pandemic environment, families are more informed—and more likely to ask tough questions or raise concerns. The best defense? Clear policies, proactive communication, and proper coverage.
👏 A heartfelt thank you to all the ECEs and providers who kept things going through unprecedented times. Let’s make sure you’re as protected as you are passionate. 💖
#ChildcareCanada #DaycareRisk #PandemicPreparedness #LiabilityClaims #COVID19 #CGL #ECECanada #InsuranceTips #EarlyLearning #DaycareBusiness #ChildSafety #CanadianECE #HarpreetSingh
