Auto insurance isn’t just about repairing vehicles—it’s about protecting people. In British Columbia, Accident Benefits under ICBC’s Basic Autoplan provide vital financial support for drivers, passengers, and pedestrians injured in a crash—regardless of who’s at fault.

⚡ What Accident Benefits Include

• Medical & Rehabilitation Care 🏥: Coverage for physiotherapy, chiropractic, massage therapy, and counseling to aid recovery.
• Income Replacement 💼: Benefits that help replace lost wages if injuries prevent you from working.
• Home & Vehicle Modifications 🏡🚙: Financial support for adaptive equipment or renovations needed after a serious injury.
• Personal Care Assistance 👩‍⚕️: Help with daily living tasks if you require additional support.
• Funeral & Death Benefits ⚖️: Assistance for families in the tragic event of a fatal accident.

📌 Why It Matters in BC
British Columbia’s system ensures that anyone injured in a crash can access medical and rehabilitation benefits. However, coverage limits do apply. For some, optional extensions may provide added protection, such as higher income replacement or enhanced rehabilitation services.

✅ The Takeaway
Accident Benefits are about more than financial assistance—they’re about recovery, dignity, and helping people return to their lives. Whether you’re a daily commuter, commercial driver, or weekend traveler, understanding your coverage—and knowing when to add optional benefits—can make all the difference.

👉 When was the last time you reviewed your coverage?

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