Insuring AI: Not “How Much” — “Which Policy”

The hardest question in insuring AI isn’t “how much?” It’s “which policy?” Risk is migrating from physical to digital, and digital risks refuse to stay in their lanes. An AI failure event — is it cyber? Tech E&O? Physical damage downstream? The honest answer is often all of the above, overlapping. That’s a real problem, because the one thing every […]

The Sequencing Most Carriers Get Backwards

“The job of commercial insurers is to underwrite the economy. The economy isn’t static. Shame on us if we’re not pivoting with it.” Lucy Pilko of AXA XL closed the Insurtech Insights fireside with the line that reframes everything else. Her argument: clients don’t have more budget for risk transfer, but the world keeps getting riskier — so the insurer’s […]