Terms & Conditions

1. About this site

This website is operated by Harpreet Singh. By accessing or using harpreetsocial.com (“the site”), you agree to these Terms & Conditions. If you do not agree, please do not use the site.

2. Educational purpose — not advice

All content on this site is provided for general educational and informational purposes only. It is not insurance, legal, financial, or professional advice, and it should not be relied on as a substitute for advice from a licensed professional. Using this site does not create any broker-client, agent-client, or advisory relationship of any kind. Always consult a qualified, licensed professional before making decisions about insurance or your finances.

3. The Executive Briefing

You may choose to subscribe to The Executive Briefing by submitting your details through a form on the site. By subscribing, you consent to receive email communications in accordance with the consent language shown on the form (Canada’s Anti-Spam Legislation, CASL). You can withdraw consent and unsubscribe at any time using the link in any email, or by contacting us at the address below.

4. Intellectual property

Unless otherwise stated, all content on this site — text, graphics, and design — is © Harpreet Singh and may not be reproduced or redistributed without permission. ZERO LEGACY™ and its associated materials are © Harpreet Singh, published by Insurance Champion Press. Book sales are handled at zerolegacypress.com.

5. Third-party links

This site links to third-party websites, including zerolegacypress.com and social media platforms. We are not responsible for the content, policies, or practices of any third-party site. Following an external link is at your own discretion.

6. Limitation of liability

This site and its content are provided “as is,” without warranties of any kind. To the fullest extent permitted by law, Harpreet Singh is not liable for any loss or damage arising from your use of, or reliance on, this site or its content.

7. Governing law

These Terms are governed by the laws of the Province of Ontario and the applicable laws of Canada, without regard to conflict-of-law rules.

8. Contact

Questions about these Terms? Contact us at hello@harpreetsocial.com.

Last updated: July 18, 2026