Water damage becoming the top home insurance claim.

Water damage becoming the top home insurance claim.

💧 Water Damage: The #1 Home Insurance Claim in Canada 🇨🇦

When we think of home insurance claims, fire or theft often come to mind—but across Canada, water damage now leads the pack. From burst pipes during winter to sewer backups and overland flooding, Canadian homes are facing growing threats from water-related incidents.


🔍 What’s Driving the Rise in Water Damage?

✅ Aging infrastructure in older neighborhoods.
✅ More frequent and severe weather events.
✅ Finished basements outfitted with electronics and valuable furniture.
✅ Insufficient drainage or lack of sump pump systems.


📉 The cost of water damage claims has surged in recent years—yet many homeowners remain underinsured and unprepared.


💡 What Can You Do?

• Review your home insurance policy regularly.
• Ask your broker about coverage for sewer backup, overland water, and sump pump failure.
• Maintain your property—clean gutters, inspect your foundation, and check drainage.
• Consider installing water sensors and automatic shut-off systems.

🏡 Water damage isn’t just a possibility—it’s a growing reality. Protect your home, and protect your peace of mind.


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