
🔐 Identity Theft: The Hidden Risk in Your Home Insurance Policy
🛡️ Protecting Your Identity in a Digital-First World
In today’s connected world, identity theft is one of the fastest-growing crimes—and it’s no longer just about stolen credit card numbers. The consequences can be severe: financial loss, emotional strain, and years spent restoring your identity.
But here’s what many Canadian homeowners don’t realize:
➡️ You can add identity theft protection to your home insurance policy.
And often, it’s more affordable than purchasing standalone coverage.
🔍 What Does Identity Theft Coverage Typically Include?
• Coverage for legal fees and lost wages
• Reimbursement for expenses related to restoring your identity
• Access to identity recovery specialists
• Credit monitoring and fraud alerts (in some cases)
💡 Why It Matters in Canada
• Cybercrime is rising—especially with more remote work and digital banking
• Evolving provincial privacy laws increasingly support victims
• Many insurers now offer identity theft endorsements for just a few dollars a month
📣 As our lives move further online, protecting your identity is just as essential as protecting your home.
✅ Talk to your broker or insurer about adding identity theft protection to your policy—it could save you more than just money.
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